When it comes to clearing off bad debt, do not wait for the bailiff to come. The critical thing is to do something. It may seem like your debt problem is the heaviest in the world, however, no debt situation is permanent. You may wonder what is it that the team at DEBT HEALING BY FINANCIALLY FOCUSED actually do? What we do is take a stand for our clients. If you are in a rough situation with your debt, we first assess the type of debt you have.