In order to save money and reduce debt, there are strategies that bear repeating and there are ideas that are ridiculously simple that begin with agreeing that you deserve a better life.
Is your career your job? Well, I learned the answer in 2012, 2014, 2015, and 2016 when I lost four consecutive jobs. The last job was lost because I had “body language unbecoming of a manager🤷♀️.” And yet, I was getting freelance work because persons knew my talents, skills, and abilities. I had also built a good network of people who could refer me to work and recommend me for opportunities.
So yes, perhaps I was not fully cut out for the 9 to 5 cubicle life. I can accept that now because I understand that every action I take is to build my CAREER portfolio.
So in this challenge, you should be 100% clear that you can turn your career around!
http://https://www.youtube.com/watch?v=tMJ8JQd8x3k
I encourage you to set a goal to have new learning, new opportunities, new connections each year to build your career.
Tip #1– New learning. This 21-day challenge is a huge start for your new learning. It is time to build you up as the awesome person that you can be.
Tip #2– New opportunities. With new learnings come new opportunities.
Tip #3 – New connections. Facebook groups, professional Meetup.com groups, and others open the door for meaningful conversations and offer so many ways to build out your connections.
So if you are spending your time worrying about your job and tell yourself that your skills, talents, and abilities are only job-specific, this may be the calling card to do something different to build out your career portfolio.
That said, next on the list is profit income.
Tip #4 – To boost your savings in this challenge, you can consider what you can buy and sell for a profit. if that does not suit you, then there are investments. Or you may be very satisfied with your job and have a powerful individual development plan that builds out your job for the next five years. So right there is another way to build out your savings and reduce your debt.
INCREASE YOUR SAVINGS
Tip #5 – In order to boost your income, you have to consider if you are going to focus on investment income, freelance income, or profit income to supplement your career.
Be sure to check out this FREE workbook to determine your career goals.
However, as we are experiencing now, inflation is the secret power that reduces your earnings and savings. And so in order to continue with job satisfaction, you have to look at how to build out your savings. So for me, learning about creativity was key to help me build out the skill set of art so that I would have beautiful items to sell.
REDUCE YOUR DEBT
Now while you are focused on the profit plan for income to build your savings, what is the plan for reducing your debt? You should have gotten a copy of your credit report to determine which debts are really yours.
So what is next?
Tip #6 – Well, this is where you are going to ask for proof from the financial institution that has put the credit action on your credit report. It is not enough for YOU to know that there may or may not be a mistake on your report. You need to ensure that the powers that be also know that you are concerned about the actions on your credit report and that they need to provide proof of what they are charging. In order to reduce your debt while growing your savings, you have EVERY RIGHT to dispute FEES, INTEREST CHARGES, SUSPICIOUS ACTIVITY, and any other item on your credit report that seem suspicious.
There have been a ton of workbooks and guides in this challenge to help you along the way.
Be sure to drop me a line to discuss how I can help you multiply your money!
